What aspect of auto insurance will cover the damage to a parked car when you are at fault?

The aspect of auto insurance that covers damage to a parked car when you are at fault is collision coverage. Collision insurance pays for damage to your own vehicle resulting from a collision, regardless of whether you hit another moving vehicle or a stationary object, such as a parked car. This means if you accidentally bump into a parked car, your collision coverage will help pay for the repairs to your vehicle and any damage caused to the other car.

Liability coverage, on the other hand, primarily covers damages you may cause to others in an accident where you are at fault; however, it generally does not cover damage to your own vehicle. Comprehensive coverage deals with non-collision-related incidents, such as theft or weather damage, while uninsured motorist coverage protects you when involved with drivers who do not have insurance. In the scenario of damaging a parked car due to your own fault, collision coverage is the appropriate type of insurance to address the damages incurred.