What will cover a smashed windshield in an auto insurance policy?

The correct answer pertains to coverage for a smashed windshield being included under Part D of an auto insurance policy. Part D is specifically designated for "Coverage for Damage to Your Auto," which encompasses the physical damage to a vehicle, including repair costs for broken glass such as windshields.

This section of the policy generally handles comprehensive coverage, which covers non-collision incidents like vandalism, theft, or natural disasters, alongside repair costs for windshields. Consequently, if a windshield is damaged due to a falling object or is struck by debris on the road, the repair or replacement would typically be covered under this part of the insurance policy.

The other parts of auto insurance focus on different areas, such as liability coverage for injuries or damages to others, personal injury protection, and medical payments, which do not include damage to the vehicle itself. Understanding where specific types of claims fall within an auto insurance policy helps individuals ensure they have suitable coverage for potential incidents they may face on the road.